Understanding the Silent Struggle of Home Loans Loan discomfort homeowners face is one of the least-discussed aspects of owning a property. While people celebrate the joy of buying a house, they often hide the stress of paying off long-term loans. The discomfort comes not only from the monthly payments but also from the emotional weight … Continue reading The Loan Discomfort Homeowners Don’t Talk About
Big Changes Ahead for First Home Buyers: 5% Deposit Home Guarantee Expands First Home Buyers and the Exciting Opportunity Ahead First Home Buyers often dream of owning their own property but are discouraged by the challenge of saving for a deposit. Traditionally, banks require at least a 20% deposit, which can take years to save. … Continue reading Big Changes Ahead for First Home Buyers: 5% Deposit Home Guarantee Expands
Introduction to PSF Propertunity Now On 16 July, Premium Select Finance will host PSF Propertunity Now, an event designed to help Australians understand and manage the most important parts of their financial journey: debt, deposits, and decisions. These three areas play a big role in how people approach property ownership and investment. By attending, you … Continue reading PSF Propertunity Now on 16 July: Debt, Deposits & Decisions — Here’s What to Expect
Introduction to Refinancing in 2025 As 2025 unfolds, many homeowners are asking an important question: Should I refinance my home loan in 2025? Refinancing can be a smart move if it helps you lower your interest rate, reduce your monthly payments, or pay off your loan faster. However, it is not the right choice for … Continue reading Should I Refinance My Home Loan in 2025? Here’s What to Consider
5 Common Mortgage Mistakes Australians Make Understanding Why Mortgage Mistakes Matter Buying a home is one of the biggest financial decisions many Australians will ever make. However, the process of securing a mortgage can be complicated, and even small errors can have lasting effects. When borrowers do not take the time to carefully consider their … Continue reading 5 Common Mortgage Mistakes Australians Make
Understanding the Role of a Mortgage Broker When you start thinking about buying a home or refinancing, one of the first questions you might ask is, what does a mortgage broker do? Simply put, a mortgage broker acts as a middleman between you and potential lenders. Instead of going to each bank or lender individually, … Continue reading What Does a Mortgage Broker Do (and Why It Can Save You Thousands)?
Understanding Income Protection Insurance When people think about insurance, they usually picture health, car, or home insurance. But one type often overlooked is income protection insurance. This kind of coverage provides a safety net by replacing part of your income if you can’t work due to illness or injury. It ensures that even when life … Continue reading Income Protection Insurance: Why It Matters More Than You Think
Why Banks Sometimes Say No Hearing “banks said no” can feel discouraging, especially when you’re trying to buy a home, refinance, or fund a big project. However, it’s important to understand that banks follow strict lending guidelines. If you don’t meet every requirement, they may decline your application. This doesn’t necessarily mean you’re not qualified … Continue reading Banks Said No? Here’s How You Can Still Secure a Loan
Understanding the Basics When it comes to managing money, two professionals often come up: the finance broker and the financial planner. While their roles might sound similar, they provide different services. A finance broker focuses on finding the right loans or financial products for clients, while a financial planner looks at the bigger picture of … Continue reading Do You Need a Finance Broker or a Financial Planner? Here’s How to Decide
Understanding the Basics of Home Loan Features When you take out a home loan, you are committing to years of repayments. However, many loans come with features designed to help you manage your debt and even save money in the long run. Two of the most useful features are redraw and offset accounts. Both options … Continue reading How redraw and offset accounts can save you money
