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Do you need a finance broker or a financial planner?

When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Brokers and financial planners, although similar in their professional outlook, cater to different financial endeavours. Brokers that deal in home loans must be qualified and licensed loan advisers with in-depth … Continue reading Do you need a finance broker or a financial planner?

Stamp Duty

Stamp duty is revenue levied by states on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for, in addition to your loan deposit. The amount of stamp duty you are required to pay differs in each state, however there are three universal factors, along with … Continue reading Stamp Duty

When is the best time to refinance your home loan?

As a homeowner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender, who can better meet your current needs, wants and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly. Another … Continue reading When is the best time to refinance your home loan?