Category Archives: Blog

Will the RBA Cut Rates Again Next Week? Key Signals to Watch

Why the RBA Matters to Everyone The Reserve Bank of Australia (RBA) sets the official cash rate, which directly affects how much banks charge for loans and how much they pay on savings. When the RBA changes this rate, it influences everything from mortgage repayments to the cost of business borrowing. In short, the RBA’s … Continue reading Will the RBA Cut Rates Again Next Week? Key Signals to Watch

How Arin Became an FBAA New Broker of the Year Finalist: A Deep Dive into Customer-Centric Finance at Premium Select Finance

The Significance of the FBAA Recognition Being named a finalist for the FBAA New Broker of the Year award is an impressive accomplishment. The Finance Brokers Association of Australia (FBAA) is a respected organization that values excellence, integrity, and innovation within the finance industry. For Arin, this recognition proves that his work meets the highest … Continue reading How Arin Became an FBAA New Broker of the Year Finalist: A Deep Dive into Customer-Centric Finance at Premium Select Finance

The Loan Discomfort Homeowners Don’t Talk About

Understanding the Silent Struggle of Home Loans Loan discomfort homeowners face is one of the least-discussed aspects of owning a property. While people celebrate the joy of buying a house, they often hide the stress of paying off long-term loans. The discomfort comes not only from the monthly payments but also from the emotional weight … Continue reading The Loan Discomfort Homeowners Don’t Talk About

Big Changes Ahead for First Home Buyers: 5% Deposit Home Guarantee Expands

Big Changes Ahead for First Home Buyers: 5% Deposit Home Guarantee Expands First Home Buyers and the Exciting Opportunity Ahead First Home Buyers often dream of owning their own property but are discouraged by the challenge of saving for a deposit. Traditionally, banks require at least a 20% deposit, which can take years to save. … Continue reading Big Changes Ahead for First Home Buyers: 5% Deposit Home Guarantee Expands

PSF Propertunity Now on 16 July: Debt, Deposits & Decisions — Here’s What to Expect

Introduction to PSF Propertunity Now On 16 July, Premium Select Finance will host PSF Propertunity Now, an event designed to help Australians understand and manage the most important parts of their financial journey: debt, deposits, and decisions. These three areas play a big role in how people approach property ownership and investment. By attending, you … Continue reading PSF Propertunity Now on 16 July: Debt, Deposits & Decisions — Here’s What to Expect

Should I Refinance My Home Loan in 2025? Here’s What to Consider

Introduction to Refinancing in 2025 As 2025 unfolds, many homeowners are asking an important question: Should I refinance my home loan in 2025? Refinancing can be a smart move if it helps you lower your interest rate, reduce your monthly payments, or pay off your loan faster. However, it is not the right choice for … Continue reading Should I Refinance My Home Loan in 2025? Here’s What to Consider

5 Common Mortgage Mistakes Australians Make

5 Common Mortgage Mistakes Australians Make Understanding Why Mortgage Mistakes Matter Buying a home is one of the biggest financial decisions many Australians will ever make. However, the process of securing a mortgage can be complicated, and even small errors can have lasting effects. When borrowers do not take the time to carefully consider their … Continue reading 5 Common Mortgage Mistakes Australians Make

What Does a Mortgage Broker Do (and Why It Can Save You Thousands)?

Understanding the Role of a Mortgage Broker When you start thinking about buying a home or refinancing, one of the first questions you might ask is, what does a mortgage broker do? Simply put, a mortgage broker acts as a middleman between you and potential lenders. Instead of going to each bank or lender individually, … Continue reading What Does a Mortgage Broker Do (and Why It Can Save You Thousands)?

Income Protection Insurance: Why It Matters More Than You Think

Understanding Income Protection Insurance When people think about insurance, they usually picture health, car, or home insurance. But one type often overlooked is income protection insurance. This kind of coverage provides a safety net by replacing part of your income if you can’t work due to illness or injury. It ensures that even when life … Continue reading Income Protection Insurance: Why It Matters More Than You Think

Banks Said No? Here’s How You Can Still Secure a Loan

Why Banks Sometimes Say No Hearing “banks said no” can feel discouraging, especially when you’re trying to buy a home, refinance, or fund a big project. However, it’s important to understand that banks follow strict lending guidelines. If you don’t meet every requirement, they may decline your application. This doesn’t necessarily mean you’re not qualified … Continue reading Banks Said No? Here’s How You Can Still Secure a Loan