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Why Working with an Investment Mortgage Broker Can Maximize Your Returns

Understanding What an Investment Mortgage Broker Does An investment mortgage broker is a financial professional who helps investors find and secure the right home loan or investment property loan. They act as a bridge between you and a range of lenders, comparing different loan products to find one that fits your goals. Instead of going directly to … Continue reading Why Working with an Investment Mortgage Broker Can Maximize Your Returns

Refinancing Your Investment Property Loan: When and Why It Makes Sense

Understanding What It Means to Refinance an Investment Property Loan Refinancing an investment property loan means replacing your current loan with a new one—usually from a different lender or under new terms. The goal is to secure a better deal, whether that’s a lower interest rate, improved loan features, or a structure that better supports … Continue reading Refinancing Your Investment Property Loan: When and Why It Makes Sense

SMSF Property Loans Explained: Build Wealth Through Your Super

Understanding SMSF Property Loans A Self-Managed Super Fund (SMSF) allows Australians to take greater control over how their retirement savings are invested. One increasingly popular option is purchasing property through an SMSF. SMSF property loans make this possible by allowing a fund to borrow money to buy residential or commercial properties that can generate rental … Continue reading SMSF Property Loans Explained: Build Wealth Through Your Super

The RBA Makes Latest Interest Rate Decision

Understanding the RBA The Reserve Bank of Australia (RBA) plays a central role in shaping the nation’s economy. It sets the official cash rate, which is the interest rate on overnight loans between banks. This rate influences mortgage rates, business loans, savings accounts, and even the value of the Australian dollar. When the RBA changes … Continue reading The RBA Makes Latest Interest Rate Decision

Will the RBA Cut Rates Again Next Week? Key Signals to Watch

Why the RBA Matters to Everyone The Reserve Bank of Australia (RBA) sets the official cash rate, which directly affects how much banks charge for loans and how much they pay on savings. When the RBA changes this rate, it influences everything from mortgage repayments to the cost of business borrowing. In short, the RBA’s … Continue reading Will the RBA Cut Rates Again Next Week? Key Signals to Watch

How Arin Became an FBAA New Broker of the Year Finalist: A Deep Dive into Customer-Centric Finance at Premium Select Finance

The Significance of the FBAA Recognition Being named a finalist for the FBAA New Broker of the Year award is an impressive accomplishment. The Finance Brokers Association of Australia (FBAA) is a respected organization that values excellence, integrity, and innovation within the finance industry. For Arin, this recognition proves that his work meets the highest … Continue reading How Arin Became an FBAA New Broker of the Year Finalist: A Deep Dive into Customer-Centric Finance at Premium Select Finance

The Loan Discomfort Homeowners Don’t Talk About

Understanding the Silent Struggle of Home Loans Loan discomfort homeowners face is one of the least-discussed aspects of owning a property. While people celebrate the joy of buying a house, they often hide the stress of paying off long-term loans. The discomfort comes not only from the monthly payments but also from the emotional weight … Continue reading The Loan Discomfort Homeowners Don’t Talk About

Big Changes Ahead for First Home Buyers: 5% Deposit Home Guarantee Expands

Big Changes Ahead for First Home Buyers: 5% Deposit Home Guarantee Expands First Home Buyers and the Exciting Opportunity Ahead First Home Buyers often dream of owning their own property but are discouraged by the challenge of saving for a deposit. Traditionally, banks require at least a 20% deposit, which can take years to save. … Continue reading Big Changes Ahead for First Home Buyers: 5% Deposit Home Guarantee Expands

PSF Propertunity Now on 16 July: Debt, Deposits & Decisions — Here’s What to Expect

Introduction to PSF Propertunity Now On 16 July, Premium Select Finance will host PSF Propertunity Now, an event designed to help Australians understand and manage the most important parts of their financial journey: debt, deposits, and decisions. These three areas play a big role in how people approach property ownership and investment. By attending, you … Continue reading PSF Propertunity Now on 16 July: Debt, Deposits & Decisions — Here’s What to Expect

Should I Refinance My Home Loan in 2025? Here’s What to Consider

Introduction to Refinancing in 2025 As 2025 unfolds, many homeowners are asking an important question: Should I refinance my home loan in 2025? Refinancing can be a smart move if it helps you lower your interest rate, reduce your monthly payments, or pay off your loan faster. However, it is not the right choice for … Continue reading Should I Refinance My Home Loan in 2025? Here’s What to Consider