Terms of Engagement
Terms of Use
Welcome to www.premiumselectfinance.com.au This website is owned and operated by Premium Select Investments Pty Ltd Trading as Premium Select Finance ABN 48 110 920 986 (‘we’ ‘us’ and ‘our’).
By using our website, you confirm that you accept these terms of use and agree to be bound by them.
Our website
You must use our website under these Terms of use, only for lawful purposes and only in a way that does not infringe the rights of anyone or restrict or inhibit anyone’s use of our website. You understand and agree that your use of our website is provided “as is” and “as available”. We do not represent or warrant that the operation of our website will be secure, confidential, uninterrupted, error-free, accurate, complete, or current.
We update and carry out maintenance on our website regularly, so we may have to suspend access, service, or functionality on our website from time to time, without notice. We will not be liable if, for any reason, our website is not available at any time or for any period. Our website may contain links to third party sites, information, and resources (third party links) and information provided by third parties (third party content). We are not responsible for the third-party links or third-party content and cannot guarantee that any third party links or third-party content will be uninterrupted, error-free, accurate, complete or current.
Any links to third-party content do not represent our endorsement of such third-party content. We have no control over the third-party content and will not be liable for any loss or damage you suffer or incur when you access or use any Third-party links or Third-party content.
The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website has been prepared without considering your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the information contained on this website concerning your situation and needs before taking any action.
Content and general information contained in this website should not be relied upon to enter any legal or financial commitments. Specific credit advice should be obtained from a suitably qualified credit professional before making any financial decision. A qualified Premium Select Finance assessor will provide you with credit advice and assistance based on your requirements, circumstances, and objectives. Note the loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that product.
The promotional information contained on this website is for illustration purposes only and is subject to change. Statements, calculations, plans, figures, images, and representations are indicative only. Images may include artist impressions and computer-generated images. Changes to current projects may be made during the further planning or development stages of any development. Whilst all reasonable care has been taken in providing this information, we accept no responsibility for the accuracy of any information contained herein or for any action taken in reliance thereon by any party whether purchaser potential purchaser or otherwise.
Prospective purchasers should make their inquiries to satisfy themselves as to all aspects of any Premium Select Finance and should seek independent legal and financial advice concerning any purchase acquisition. The information contained in this website is a guide only and does not constitute an offer, inducement, representation, warranty or contract.
We own or are the licensee of the intellectual property rights in the content of our website, including text, photos, graphic designs and images. You retain all the rights in and to the content that you submit or post on or through our website.
By submitting and posting your content on our website: (a) you give us a perpetual, irrevocable, worldwide, royalty-free and non-exclusive license to reproduce, publish, display and distribute your content; (b) you consent to us disclosing your content and personal information with our suppliers, and (c) you consent to us and our suppliers using your personal information to send you information about products and services that we feel may be of interest to you.
You can unsubscribe from receiving this information at any time by emailing us. Our use of your personal information will be governed under our privacy policy, a copy of which can be found here.
We use ‘cookies to provide you with better and more customized service and with a more effective website. A ‘cookie’ is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our webpage servers. Cookies are frequently used on websites, and you can choose if and how a cookie will be accepted by configuring your preferences and options in your internet browser.
We use cookies for different purposes such as: (a) to allocate a unique number to your internet browsers; (b) to customize our website for you; (c) for statistical purposes; (d) to identify if you have accessed a third party website; and (e) for security purposes.
When you view our advertisements on a third-party website, the advertising company uses ‘cookies’ and in some cases ‘web beacons’ to collect information such as (a) the server your computer is logged onto; (b) your browser type; (c) the date and time of your visit; and (d) the performance of their marketing efforts. When you access our website after viewing one of our advertisements on a third-party website, the advertising company collects information on how you utilize our website (e.g. which pages you view) and whether you complete an online application.
IP addresses
Your IP address is the identifier for your computer when you are using the internet. It may be necessary for us to collect your IP address for your interaction with various parts of our website.
When you make an online enquiry with us via our website, we retain the information contained in the form submission. We may utilize the information sent to us to provide any credit assistance, service or support sought.
You will notice that the URL in your browser is “HTTPS” instead of “HTTP”. Your browser may also display a lock symbol beside the address bar to indicate that the data transmitted through the website is secure. The storage of payment information on the host server used by this website is protected by a range of network and host-based security systems.
Except where we are unable to exclude our liability by law, we will not be liable to you for any loss or damage, however, it arises, whether in contract, the statute of tort (including negligence), arising out of, or in connection with, your use of (including the inability to use) our website including payment services. We exclude liability for any loss of profit, loss or corruption of data, special, exemplary, punitive, incidental, indirect or consequential loss or damages suffered or incurred or arising in connection with our website, any services we have provided, or in connection with any act or omission by us (negligent or otherwise).