Should I Refinance My Home Loan in 2025? Here’s What to Consider
With cost-of-living pressures and changing rates, many Australian homeowners are wondering:
“Is now a good time to refinance?”
In many cases, the answer is yes—but it depends on your situation.
At Premium Select Finance, we assess your goals first, then run a full loan comparison to see whether refinancing will help you:
- Lower your repayments
- Consolidate debts
- Access equity
- Fix your rate or split your loan
- Save over the long term
Refinancing isn’t one-size-fits-all
We’ll run the numbers, explain the pros and cons, and help you make an informed decision—without the sales pressure.